From GST registered businesses to growing startups - access funding built for your next phase of growth.

Get Instant Business Loan up to ₹2 Cr

Funds in your account in as fast as 30 minutes. Apply in under 2 minutes and let our AI match your profile across 55+ lenders.

No impact to your credit score

Find Your Loan Match

AI powered matching designed to improve approval chances by up to 3X

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100% Digital Journey
Multiple Loan Offers Instantly
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Strict No Spam Policy
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Rated 4.7
by 50,000+ borrowers
Our partners

Connected with 55+ RBI Regulated Banks & NBFCs

HDFC Bank - DhanLift lending partner
ICICI Bank - DhanLift lending partner
Axis Bank - DhanLift lending partner
Kotak Mahindra Bank - DhanLift lending partner
Yes Bank - DhanLift lending partner
IDFC First Bank - DhanLift lending partner
Bajaj Finserv - DhanLift lending partner
Standard Chartered - DhanLift lending partner
IndusInd Bank - DhanLift lending partner
Bandhan Bank - DhanLift lending partner
Federal Bank - DhanLift lending partner
DBS Bank - DhanLift lending partner
IIFL Finance - DhanLift lending partner
Muthoot Finance - DhanLift lending partner
Tata Capital - DhanLift lending partner
Piramal Finance - DhanLift lending partner
Shriram Finance - DhanLift lending partner
Aditya Birla Capital - DhanLift lending partner
Hero FinCorp - DhanLift lending partner
Chola Finance - DhanLift lending partner
HDFC Bank - DhanLift lending partner
ICICI Bank - DhanLift lending partner
Axis Bank - DhanLift lending partner
Kotak Mahindra Bank - DhanLift lending partner
Yes Bank - DhanLift lending partner
IDFC First Bank - DhanLift lending partner
Bajaj Finserv - DhanLift lending partner
Standard Chartered - DhanLift lending partner
IndusInd Bank - DhanLift lending partner
Bandhan Bank - DhanLift lending partner
Federal Bank - DhanLift lending partner
DBS Bank - DhanLift lending partner
IIFL Finance - DhanLift lending partner
Muthoot Finance - DhanLift lending partner
Tata Capital - DhanLift lending partner
Piramal Finance - DhanLift lending partner
Shriram Finance - DhanLift lending partner
Aditya Birla Capital - DhanLift lending partner
Hero FinCorp - DhanLift lending partner
Chola Finance - DhanLift lending partner

Product Overview

Everything you need to know before applying

Unsecured business loans for SMEs, traders, and self-employed professionals. Compare working capital, term loans, and overdraft facilities across 25+ lenders. Sanctions up to ₹2 crore, rates starting 14%, tenures up to 48 months, and minimal documentation for GST-registered businesses. We pre-filter offers based on your turnover, vintage, and banking data so you only see lenders you actually qualify with.

Key Benefits

Why thousands of business owners across India trust DhanLift

  • Collateral-free up to ₹50 lakh
  • GST-based instant eligibility checks
  • Flexible repayment - EMI, daily, or weekly
  • Top-up on existing loans
  • Sanctions in as little as 48 hours
  • Dedicated relationship manager

Eligibility Criteria

Check if you qualify before applying

Business vintage 2+ years
Annual turnover ₹40L+
GST registered
Profitable last 2 years
Owner age 25-65

Documents Required

Keep this ready to speed up your application

Identity Proof
PAN & Aadhaar of proprietor
Business registration proof
Business registration proof
Bank Statement
Last 12 months bank statement
GST returns (12 months)
GST returns (12 months)
Income Proof
Last 2 years ITR

Additional documents may be requested by the lender based on eligibility and loan requirements.

No credit score impact

Business Loan EMI Calculator

Estimate your monthly payments instantly

₹10,00,000
15.00 %
36 mo
Principal vs interest20% interest share
PrincipalInterest
Monthly EMI
₹34,665
Total interest
₹2,47,952
Total payable
₹12,47,952

Indicative only. Actual EMI depends on lender pricing, processing fees, and your credit profile.

Common Uses of Business Loan

Home Renovation
Debt Consolidation
Medical Emergencies
Education Expenses
Travel & Vacations
Weddings & Celebrations
Lifestyle & Major Purchases
Vehicle Purchase
Emergency Financial Needs

Available Business Loan

Get matched with the best offer for your profile

Frequently Asked Questions

Quick answers before you apply

Loans up to ₹50 lakh are typically collateral-free. Larger ticket sizes may require security.
Most lenders look for ₹40 lakh+ annual turnover and 2+ years of profitable operation.
Lenders prefer 2+ years of vintage, but we have NBFC partners who fund 1-year-old GST-registered businesses.
Most partners use reducing-balance interest. The exact APR is shown on each offer card.
Yes - partners typically offer top-up loans after 6-9 EMIs of clean repayment.
Instant Unsecured Business Loan | Up to ₹20 Lakhs | DhanLift